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Lifetime Mortgages

About Lifetime Mortgages

What is a Lifetime Mortgage?

Equity Release, by way of a Lifetime Mortgage, provides home-owners over the age of 55 with the facility to release money from their home main residence. This can be used to supplement their income without necessarily having to make any monthly payments. How much equity you can release depends on your age, how much your property is worth, its condition, location and how much you choose to borrow.

Is a Lifetime Mortgage right for me?

You can stay in your home for as long as you choose – for the remainder of your life (this will either be until the last person has died or moved into long term care);

With The Equity Release Councils promise, you will never owe more than the value of the property;

Disclosed adverse credit will usually not affect borrowing;

No proof of income is necessary;

You have the flexibility to choose whether or not to make monthly payments;

Lifetime mortgages are highly regulated financial products and have utmost consumer protection, giving you peace of mind.

We are proud members of The Equity Release Council, a standards board in place to protect you throughout your whole term with a Lifetime Mortgage and we only recommend Equity Release Council approved products

What can a Lifetime Mortgage be used for?

Below are just some of the ways you can use your lifetime mortgage.

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